Frequently Asked Questions
If you're uninsured and planning to see a doctor, you can call around and try to negotiate to get the best deal. Many providers will actually charge lower prices, if you offer them, especially if you are willing to pay in cash.
Although it may be expensive, you can seek care in an emergency room or hospital, regardless of your insurance status. However when you have a smaller problem that isn't immediately life threatening, it may be a good idea to seek treatment elsewhere as it will likely be cheaper. If you're facing a genuine medical emergency such as a heart attack or an appendicitis, the vast majority of hospitals are legally required to treat and stabilize you. After receiving treatment, you can apply to the hospital to give you a retroactive charity case designation. Although the hospital may choose to deny your charity application, at least you'll still be alive.