How might I use a DMPO?

DMPOs can be an attractive option for individuals and families. You may want to consider enrolling in a DMPO if:

•     You are without health insurance. DMPO membership may allow you to pay less for health services.

•     You are waiting on health insurance coverage. Most DMPOs have no waiting period. If you recently started a job and are waiting for coverage, a DMPO may be an interim option for you.
•     You are not eligible for health insurance. A DMPO does not restrict membership because of age or medical history. If you are unable to get health insurance, a DMPO allows you to receive medical care at a lower cost.
•     You are insured but still have significant out of pocket costs.  A DMPO has no maximum limits. This may translate into savings for you. Before joining a DMPO, check with your health insurance company to ensure plan rules allow you to supplement health insurance services with a DMPO membership.

Remember that DMPO membership is not the same as health insurance. You may receive discounted care, but you will be responsible for all discounted costs.

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