Affordable Health Insurance
Affordable Health Insurance
Anthem Blue Cross of California has been trusted by generations of California residents for their health insurance needs and has been around since 1937. Anthem Blue Cross of California covers 8.3 million individuals in California, more than any other health insurance carrier in California.
Anthem Blue Cross of California is known for offering a vast array of choices and flexibility for individuals with different health insurance needs. For example, Anthem Blue Cross of California is responsible for creating the unique ‘Tonik’ plans for the health insurance needs of the young uninsured population. Blue Cross of California’s full range of integrated medical and specialty product offerings include products in the individual, small group, large group, senior and Medi-Cal markets. Blue Cross of California is known for providing access to its members to look at their personal health records (PHRs) online. They can be accessed from any computer with an Internet connection, empowering members to track and share their health histories with their doctors to help achieve the highest quality of care.
Blue Cross of California has an extensive network of doctors and providers. Customers can access more than 52,000 contracted physicians and specialists and 332 hospitals. Blue Cross of California provides its clients access to its national network via the BlueCard program.
Anthem Blue Cross of California offers a number of health insurance options for individuals and families. Here is a list of health plans offered by Anthem Blue Cross of California. Please follow the links to read Vimo’s editorial profile of each of these plans:
BC Life & Health Basic PPO 1000
BEST FOR: Individuals looking for coverage for medical emergencies from a plan that offers some limited pre-deductible benefits.
Basic PPO Saver Plan
BEST FOR: Someone will to pay low premiums in exchange for a high deductible, but wants to enjoy some benefits before spending that sky-high deductible.
PPO Share Plan
BEST FOR: These plans offer a broad range of benefits and are ideal for families with young children or planning to have children.
CORE 5000
BEST FOR: Young healthy men who don’t expect to see a doctor anytime soon, and only want insurance to cover the unexpected.
Lumenos 1500 100
BEST FOR: Anyone who wants an HSA-powered plan, but doesn’t want to go through the confusion of setting up an account. Lumenos makes the process as easy as joining any insurance plan.
Lumenos HIA
BEST FOR: An HIA is not an HSA, which lets you take unspent pre-tax money into a retirement account. Talk to an agent about the limits of an HIA and whether you would benefit more from it than you would from an HSA plan.
Lumenos HSA 1500 70
BEST FOR: Anyone who wants an HSA-powered plan, but doesn’t want to go through the confusion of setting up an account. Lumenos makes the process as easy as joining any insurance plan.
Premier Select
Saver Select
Saver HMO
This mid-priced HMO gives you access to entire HMO network and has a medical deductible for hospital and emergency services to help keep your premiums lower.