Affordable Health Insurance
Affordable Health Insurance
Aetna is one of the oldest health insurers in the country and was started in 1853 in Hartford, Connecticut. Aetna’s mission is to help people achieve their goals of health and financial security. Today, Aetna provides health care, dental, pharmacy, group life, disability, and long-term care insurance and employee benefits, primarily through employer-paid (fully or partly) insurance and benefit programs, and through Medicare.
To achieve the goal of decreasing the costs of employee benefits, Aetna offers several programs such as patient safety, disease management, case management and integrated medical, behavioral health, and pharmacy information.
Aetna has an extensive network of doctors and providers. Customers can access more than 539,000 primary care doctors and specialists, and more than 952,000 health care professionals and more than 5,000 hospitals.
Aetna offers a number of health insurance options for individuals and families. Here is a list of health plan families offered by Aetna:
First Dollar
Moderate premiums, moderate out-of-pocket maximum and quality prescription drug coverage.
MC Open Access
Lower deductibles, copays and expenses, moderately higher premiums. Quality prescription coverage.
MC Open Access High Deductible
Lower contributions. Moderately high deductible, then pay 0% of fee for most visits and services.
MC Open Access Value
Moderately high copays and out-of-pocket expenses, balanced by lower monthly premiums.
PPO
Lower deductibles, copays and expenses, moderately higher premiums. Quality prescription coverage.
PPO Value
Moderate balance of plan features and affordable monthly premiums.
PPO High Deductible
Lower contributions. High deductible, then no charge for most visits and services. Allows you to open a tax-advantaged HAS.
Preventative & Hospital Care
Low premiums, low annual deductible and moderately high out-of-pocket maximum.
POS Open Access
Robust coverage and lower monthly payments balanced with a deductible.
POS Open Access Value
Lower annual out-of-pocket maximum, low deductible, moderate premiums.